General Liability Insurance for Texas

If your business is sued and found legally or financially responsible for a covered issue general liability insurance can help you offset the costs of a legal suit from turning into a financial disaster. Many items go into determining what a business may need to cover in a General Liability Policy, so we will go over what you might need given your unique business needs.

Commercial General Liability (CGL) insurance may protect business owners by helping to offset the costs associated with liability issues for bodily injury, property damage, and personal and advertising injury (slander and false advertising) up to the limits purchased in your policy. Premises/operations coverage pays for bodily injury or property damage that occurs on your premises or as a result of your business operations. Products/completed operations coverage pays for bodily injury and property damage that occurs away from your business premises and is caused by your products or completed work.

David Kimbrough Insurance Agency offers a Broad Range of General Liability Protection in Texas and other States as well.

IMPORTANT TERMS

• Bodily Injury,including the cost of care, the loss of services, and the restitution for any death that results from injury
• Property Damage coverage for the physical damage to property of others or the loss of use of that property
• Products Completed Operations provides liability protection (damages and legal expenses up to your policy's limit) if an injury ever resulted from something your company made or service your company provided
• Products Liability is a more specialized insurance product if designed correctly, liability insurance will help you by providing financial aid to you for alleged lawsuits from product-related injury or accidents. It will not prevent a suit, but can help fight or pay for it.
• Contractual Liability extends to any liability you may assume by entering into a variety of contracts. CGL policies exclude coverage for bodily injury or property damage that you are obligated to pay because you assumed liability in a contract or agreement. Contractual Liability coverage can add this back to your CGL policy

We understand that you may have questions about the type of coverage that may be right for you. Our friendly agents will walk you through your insurance shopping, and find you the best Insurance rates for your needs. Contact us today at 281-996-7615 or fill out the form above to get a free General Liability Insurance quote today.

Optional insurance benefits have additional costs.

Texas Insurance Agency offering General Liability Insurance policies in
Friendswood, Houston, Pasadena, and League City Texas.