Home Insurance for Texas

David Kimbrough Insurance Agency is a local insurance agent who understands the needs of Homeowners in Texas. Buying a home is a huge financial and personal investment, so you should have confidence in your home insurance provider.

Why would you need home insurance?

• If your home is destroyed by fire or damaged by a natural disaster, you'd need money to repair or replace it.
• If a guest in your home is injured, liability protection and medical coverage would help pay expenses.
• If you are a victim of theft and vandalism, a homeowners insurance policy can reimburse you for your loss or pay for repairs
• If you are still paying for your home, your lender will generally require a Homeowners insurance policy.

Our Homeowners insurance lines are important for any homeowner, there’s no doubt about that. Whether you’re buying your first home or building your dream house, you need to take the right steps in protecting your home and your family from risk. Purchasing Homeowners Insurance isn't something to rush through, and the agents at David Kimbrough Insurance Agency will take the time to understand you and your family’s needs. Your homeowners insurance policy can protect you against damages and liability issues that may arise. David Kimbrough Insurance Agency has the experience and resources to get you a Home Insurance policy that best suits your needs at a price that you can afford. You may also save money by combining your homeowners policy with our auto insurance, business insurance, life insurance, or any of the other insurance policies we provide.

Just fill out our free online homeowners insurance quote form above or contact us at 281-996-7615 for a homeowners Insurance quote. David Kimbrough Insurance Agency understands the importance of protecting your home and we will work hard to provide you with comprehensive coverage that won’t disappear at the sign of a bad day.

Hurricanes and Windstorm Insurance

The Texas Windstorm Insurance Association (TWIA) is the state’s insurer of last resort for wind and hail coverage in the 14 coastal counties and parts of Harris County on Galveston Bay. TWIA provides wind and hail coverage when insurance companies exclude it from homeowners and other property policies sold to coastal residents. At David Kimbrough Insurance Agency, we have been writing windstorm coverage on homes and businesses in these areas for over 20 years. Our talented staff combine for over 60 years experience in property insurance, including windstorm.

When a hurricane enters the Gulf of Mexico (80 degrees longitude and 20 degrees latitude), you can no longer change or purchase new windstorm coverage. If you plan to build, add to, or renovate a home or other structure and want to obtain or maintain TWIA coverage, you must have an inspection of your property during the construction phase. A TDI windstorm inspector can conduct an inspection for free, or you can use a Texas licensed professional engineer appointed by TDI. At David Kimbrough Insurance Agency, we can tell you how to get an inspection.

To be sure that you don't have any gaps in your property insurance coverage call us at 281-996-7615,for more information about Windstorm insurance, or fill out our internet based form above for your Windstorm Insurance Quote today

Texas Insurance Agency offering Home Insurance policies in
Friendswood, Houston, Pasadena, and League City Texas.