Renters Insurance for Texas
Insuring your Rental Home - People who own their homes understand the importance of having insurance coverage against things like vandalism, fire, theft, floods, earthquakes, and other natural disasters. Just because you don't own the home doesn't mean you shouldn't get it.
What is Renters Insurance Coverage?
A renters insurance policy can help provide financial protection for loss to your personal effects from fire damage, theft, and vandalism while also providing liability protection for visitors and guests...
Renters Insurance may include :
- Personal Property Protection - Covering the loss or damage of a renter's personal belongings usually on and, in most cases, off of your premises
- Liability Protection - Can provide legal representation in the event someone is injured in your apartment ans sues you. It may also offer protection against judgments for covered events. These limits and coverage's are set in the policy & may only cover up to a certain amount. Please refer to you policy for limits.
- Guest Medical Protection - generally covers medical costs for visitors injured at a renter's home
- Reimbursed Living Expenses - Reimbursement for costs of temporary housing, should it be necessary
David Kimbrough Insurance Agency may find a variety of ways to save money on renters insurance. There may be discounts for:
- Monitored fire and burglar alarms
- Dead bolt locks on all exterior entryways
- Fire extinguishers
- Multi-policy discounts
Purchasing renters insurance can offer you piece of mind. Don’t make the mistake thinking you are invincible; you do need insurance for your belongings, even if you live in a rental property. REMEMBER, "You are the only one who is responsible for protecting your assets".
For more information on Renters Insurance contact, David Kimbrough Insurance Agency at 281-996-7615 or fill out our online form above for your FREE Renters Insurance Quote
Texas Insurance Agency offering Renters Insurance policies in
Friendswood,
Houston, Pasadena, and League City Texas.