Boat Insurance for Texas

Here at David Kimbrough Insurance Agency of Texas we can help provide an Insurance policy which has more than just "the basic" protection you're looking for. Your boat is how you get away from it all. But, should you injure someone while operating your watercraft, or crash into a dock, you could be looking at bodily injury and property damages, a law suit and legal fees. We can write you a boat insurance policy to look after you, your passengers, your accessories and your watercraft with a boat owners policy and the following coverages:

Optional insurance benefits have additional costs.

• Liability (also known as Protection and Indemnity) - Provides coverage for legal fees and actual damages, up to your selected limit of liability, should you injure someone or something while operating your watercraft.

Boat Equipment - Provides coverage for watercraft accessories such as anchors, life jackets, and course-plotting gear such as GPS

Emergency Services - Provides about $1000 to $3000 of coverage for emergency services for a watercraft or trailer

Medical Payments - If someone is hurt on your watercraft you'll be able to pick a limit to pay for medical expenses.

Special discounts - Boating education lessons, combined insurance coverage, paid-in-full, bank draft, and others

Personal Goods- generally compensates for a loss of gear like fishing tackle and water ski’s.

At David Kimbrough Insurance Agency, we have programs that can cover 95 percent of all boats on the water today including fishing boats, runabouts, personal watercraft and boats up to 50 feet in length and $250,000 in value.

We can even offer some very attractive coverage enhancements and incentives such as:

• Total Loss Replacement – replaces insured’s boat with a brand new one of similar make and quality
• Replacement Cost Personal Effects – protects the insured’s personal items including cameras, clothes, cell phones, etc
• 24-hour Roadside Assistance – covers trailer and tow vehicle, even if tow vehicle is not insured with Progressive Insurance
• Emergency Towing and Labor – provides on-water towing service
• Wreckage Removal Coverage
• Property Damage Liability - includes coverage for fuel spill cleanup
• Medical Payments - includes coverage for water-skiers

Optional insurance benefits have additional costs.

Take care and have fun out there, but be sure you don't have any liability gaps or overlaps on your boat insurance policy. For more information on getting a Boat Insurance policy, contact David Kimbrough Insurance Agency at 281-996-7615 or fill out our internet based form above for your FREE Boat Insurance Quote today

Texas Insurance Agency offering Boat Insurance policies in
Friendswood, Houston, Pasadena, and League City Texas.